Direct payment from the most popular banks of Estonia, Latvia, Lithuania, Finland and Poland.

The list of available bank payments are visible at checkout, when selecting the corresponding country from the drop-down list under “pay with your bank”.

If your bank or country is not available in our bank payment methods you can use your debit or credit card. Pay with your Visa or Master Card via Stripe.

Available for all countries.

Pay by bank transfer from your own bank account.

NB! Available for all countries except: Armenia, Azerbaijan, Georgia, Kazakhstan, Jordan, Kyrgyzstan, Moldova, Serbia, Tajikistan, Turkey, Turkmenistan, United Arab Emirates, Uzbekistan.

In case of direct bank transfer from the above named countries, the goods will not be shipped out and no refunds will be made. This is due to a service fee of 100€ added to each payment received and transferred to these countries.

The only payment option available for these countries is a credit/debit card payment.

Bank details will be sent via order confirmation email for available countries.

Don’t want to pay the whole amount at once? Pay in installments!

Available only for customers from Estonia, Latvia and Lithuania.

ESTO hire-purchase is the fastest and most convenient payment solution that helps you set up a payment schedule based on the period of your choice. The payment solution makes the decision in real time and you can complete your purchase in less than 60 seconds.

Add the products you need to your shopping cart, confirm your order and choose ESTO hire-purchase as a payment method. When confirming your purchase, select your preferred repayment period, monthly installment amount and sign digitally and conveniently using your ID card, Smart ID or Mobile ID.

⦁ All citizens of the Republic of Estonia aged between 18 and 70 can apply for an ESTO hire-purchase
⦁ ESTO hire-purchase can be signed quickly and conveniently for legal entities.
⦁ ESTO hire-purchase is offered and managed by ESTO AS.

Attention! Before signing the contract, carefully read the terms of the proposed contract and, if necessary, consult with an employee of ESTO AS or another specialist. ESTO AS loan annual percentage rate is 23.63% under the following example conditions: loan amount 1490 euros, cost of goods/services 1490 euros, down payment 0%, fixed interest rate 11.90%, contract fee 0 euros, total amount loan and repayment of 1844.64 euros, subject to repayment of the loan within 24 months, in equal monthly instalments of 76.86 euros. Before concluding the contract, read the terms and conditions and, if necessary, consult with a specialist. The hire purchase service is offered and regulated by ESTO AS.

WHAT IS ESTO?
ESTO is a financial services company that was founded in 2016. The brand was born out of the need for a new generation of payment solutions, suitable for both – the end consumer and the merchant. Today, ESTO offers a wide range of payment solutions in the Baltics and has a partner network of more than 2,600 partners and stores and over 300,000 customers.

See the terms and conditions here: esto.eu/ee
If you need help, contact an ESTO AS employee at info@esto.ee or via www.esto.ee LIVE-chat window.

ESTO 3 is a new generation of payment method that allows you to pay conveniently and quickly – in three equal installments, with no extra fees!

Available only for customers from Estonia, Latvia and Lithuania.

Choose the most popular ESTO 3-part payment method at the checkout to pay for your purchases!

ESTO 3 helps you split your purchase easily into 3 equal parts, with 0€ interest and 0€ extra fees!.

⦁ No extra charges
⦁ Just three equal payments over a period of three months.
⦁ The first payment is always on the next month

WHAT IS ESTO?
ESTO is a financial services company that was founded in 2016. The brand was born out of the need for a new generation of payment solutions, suitable for both – the end consumer and the merchant. Today, ESTO offers a wide range of payment solutions in the Baltics and has a partner network of more than 2,600 partners and stores and over 300,000 customers.

See the terms and conditions here: esto.eu/ee
If you need help, contact an ESTO AS employee at info@esto.ee or via www.esto.ee LIVE-chat window.

Be smart and choose ESTO Pay Later to pay for your purchases!

Available only for customers from Estonia, Latvia and Lithuania.

Confirm your purchase with just a few clicks and pay back without any extra cost.

ESTO Pay Later is a smart way for people to pay – get your goods now and pay back on a flexible repayment schedule.

Get exactly what you need with just a few clicks – no interest, no surcharge and no deposit.

Pay Later payment method is provided and managed by ESTO AS.

WHAT IS ESTO?
ESTO is a financial services company that dates back to 2016 and was born out of the need for a new generation of payment solutions, suitable for both the end consumer and the merchant. Today ESTO offers the widest range of payment solutions in the Baltics and has a partner network of more than 2,600 partners and stores and over 300,000 customers.